Keep Your Home Safe

Mortgage protection insurance ensures your family can keep their home even if tragedy strikes. The Rayborn Agency provides comprehensive coverage to protect your biggest investment.

Types of Mortgage Protection

Term Life Insurance

Affordable coverage that matches your mortgage term. Death benefit pays off the remaining balance.

  • • Matches mortgage term
  • • Declining death benefit option
  • • Lower premiums
  • • Pure protection

Mortgage Life Insurance

Decreasing term insurance that pays the lender directly, ensuring your family keeps the home.

  • • Decreasing death benefit
  • • Direct payment to lender
  • • Simplified underwriting
  • • Mortgage-specific coverage

Disability Insurance

Protects your income if you become disabled and can't work, helping you keep up with mortgage payments.

  • • Income replacement
  • • Short and long-term options
  • • Covers mortgage payments
  • • Financial security

Critical Illness Insurance

Lump-sum payment if diagnosed with a covered critical illness, helping pay mortgage during recovery.

  • • Lump-sum benefit
  • • Covers major illnesses
  • • Flexible use of funds
  • • Quick claim processing

Why Mortgage Protection Matters

For Your Family:
  • • Maintains stability and security
  • • Prevents forced relocation
  • • Preserves children's school district
  • • Keeps familiar community ties
Financial Benefits:
  • • Protects your largest asset
  • • Maintains equity building
  • • Prevents foreclosure
  • • Preserves credit score

How Much Coverage Do You Need?

1
Current Mortgage Balance

Cover the remaining principal on your home loan.

2
Monthly Payment Coverage

Ensure mortgage payments continue for your family.

3
Additional Expenses

Cover property taxes, insurance, and maintenance costs.

Ready to Protect Your Home?

Let's create a mortgage protection plan that ensures your family can keep their home no matter what life brings.

Protect Your Home Today

Ready to keep your family in their home? Contact us for a free consultation and personalized mortgage protection plan.

Get Your Free Consultation