Life insurance with living benefits provides financial protection and access to funds when you need them most. The Rayborn Agency offers policies that work for you today, not just your family tomorrow.
Living benefits allow you to access a portion of your life insurance death benefit while you're still alive, typically for qualifying medical conditions or long-term care needs.
When you qualify for living benefits, you receive a portion of your death benefit upfront. The remaining benefit goes to your beneficiaries upon your passing.
Living benefits provide financial flexibility and security when facing serious health challenges.
Living benefits are valuable for anyone who wants comprehensive protection beyond traditional life insurance.
Experience a covered critical illness, chronic illness, or terminal illness diagnosis.
Provide medical documentation and complete required forms from your insurance company.
Receive your living benefit payment, typically within 30-60 days of approval.
Let's find the right life insurance policy with living benefits to protect you and your family in all situations.
Ready to access benefits while you live? Contact us for a free consultation and personalized living benefits policy.
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