Protect Your Family's Future

Final expense insurance provides peace of mind knowing your family won't face financial hardship. The Rayborn Agency offers affordable coverage to cover end-of-life expenses.

Understanding Final Expense Insurance

What It Covers

Final expense insurance is designed to cover the costs associated with end-of-life expenses.

  • • Funeral and burial services
  • • Cemetery plot and headstone
  • • Medical bills and hospital costs
  • • Outstanding debts and bills
  • • Travel expenses for family

Who It's For

Ideal for seniors and those who want to ensure their family isn't burdened with expenses.

  • • Seniors aged 50-85
  • • Those with health concerns
  • • Families on fixed incomes
  • • Anyone wanting peace of mind

Types of Final Expense Coverage

Simplified Issue:
  • • No medical exam required
  • • Health questionnaire only
  • • Quick approval process
  • • Slightly higher premiums
Guaranteed Issue:
  • • No health questions
  • • Guaranteed acceptance
  • • Higher premium costs
  • • Graded death benefits

Coverage Amounts

Final expense policies typically offer coverage from $5,000 to $25,000, with most families choosing $10,000-$15,000.

  • • $5,000 - Basic coverage
  • • $10,000 - Standard coverage
  • • $15,000 - Comprehensive coverage
  • • $25,000 - Premium coverage

Premium Options

Flexible payment options to fit your budget and financial situation.

  • • Monthly payments
  • • Quarterly payments
  • • Semi-annual payments
  • • Annual payments (discount)

Why Choose Final Expense Insurance?

1
Family Protection

Your loved ones won't face financial hardship during an already difficult time.

2
Affordable Premiums

Low-cost coverage that fits most budgets, even on fixed incomes.

3
Peace of Mind

Know that your final wishes will be honored without burdening your family.

4
Easy Application

Simple process with quick approval and no medical exam required.

Ready to Protect Your Family?

Let's find the right final expense coverage to give you and your family peace of mind.

Get Your Final Expense Quote Today

Ready to protect your family from financial hardship? Contact us for a free consultation and personalized final expense coverage.

Get Your Free Quote